Risk, Operations, Tech, CEO & Founder
CA,CS, CFA Level II
18+ years of experience as Credit, Product & Relationship Manager in Real Estate, Corporate Structure Products, Healthcare, Hospitality, Education, Retail, Agri & SME/ MSME sector. Raising funds for Financial Institutions & Heading Fintechs in SME as well as Rural space as CEO. Managed real estate portfolio of > INR 5,000 Cr. in western region and > INR 3,000 Cr. in NCR & South regions. Disbursed > 10 projects as part of high-yield real estate fund in MMR region (present focused customer base). Downsell of Loan Portfolio of > INR 3,000 Cr. to various funds & Financial Institutions.Collected > INR 3000 crores from stressed portfolio using tools like SARFESI, NCLT, DRT, IBC, EOW and ED proceedings. Including but not limited to getting projects completed on contract basis.Worked with organisations like Kotak, Edelweiss, Yes Bank and Sudhir Valia Group (The ITI Group).
Co-Founder
A qualified Chartered Accoutnant with more than 20 years of lending experience in Real Estate & Hospitality sector as well as Investment Banking and Stress Asset Management. Held senior position as part of Corporate Finance team for western region at YES Bank, lending in Corporate Real Estate and Hospitality projects. Managed portfolio > INR 5,000 Cr. across multiple large clients. Also, associated with Stressed Asset vertical at the bank recovering INR 600 Cr. through settlement, auction sale under SARFAESI or DRT/NCLT route for the bank. In previous roles, handled equity investments of more than INR 1,500 Cr. in Real Estate across West and Southern region for a VC fund and have been part of several successful exits. Additionally, have worked on several Debt syndication, DM/ JV arrangements for real estate developers / landowners. Worked with organisations like Goldman Sachs, Urban Infra Venture Capital Fund, Jones Lang La Salle and Yes Bank.